Stablecoin Compliance & Policy Lab
Africa's fastest-moving policy question.
Roughly 43% of Sub-Saharan African crypto transaction volume is stablecoin volume, overwhelmingly dollar-denominated.
A material share of African value transfer already settles in instruments issued elsewhere, governed by rules written for other markets, redeemable on terms African authorities do not set.
Meanwhile the two largest stablecoin regimes, the US GENIUS Act framework and the EU's MiCA, were designed independently, on different assumptions, and do not recognise each other. The UN Economic Commission for Africa has argued publicly that Africa needs a regional common position to prevent arbitrage from fragmented unilateral action, and to integrate homegrown stablecoins with continental payment infrastructure such as PAPSS.
No African institution currently produces sustained, independent, comparative research on this. That is why the Lab exists.
Our workstreams
Five clusters of open questions.
- Regulatory design and perimeter
- Issuer licensing and prudential requirements
- Governance and disclosure
We do not take sides
Evidence, not advocacy.
The Lab does not advocate for any issuer, token, chain or vendor. It does not argue that stablecoins are good or bad for African economies. It produces the evidence that would let an African central bank, ministry or supervisor answer that question for itself.
Contribute evidenceJoin the Dialogue.
Weekly sessions are by invitation or approved application. Research is free to everyone, permanently.